Financial education is not about getting a job Meaning Factcheck Usage
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You know, when Kiyosaki said “Financial education is not about getting a job,” he was really onto something. It’s a complete mindset shift from being an employee to becoming a capital owner, and it fundamentally changes how you view your time and money.

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Meaning

At its core, this quote is about the fundamental difference between working for money and having your money work for you. It’s the entire premise of moving from the left side of the CASHFLOW Quadrant (Employee, Self-Employed) to the right side (Business Owner, Investor).

Explanation

Look, the traditional system is designed to teach you to be a good employee. Get good grades, get a good job, work hard for a paycheck. That’s what most people call “financial education.” But Kiyosaki flips that on its head. He’s saying that real financial education is about understanding the rules of the money game—things like cash flow, assets vs. liabilities, and leverage. It’s not about your salary; it’s about your financial statement. It’s the difference between spending your life in the rat race and building a machine that generates wealth while you sleep.

Quote Summary

ContextAttributes
Original LanguageEnglish (3668)
CategoryEducation (260)
Topicsmoney management (4)
Literary Styleclear (348), didactic (370)
Emotion / Moodempowering (174), motivating (311)
Overall Quote Score75 (124)
Reading Level60
Aesthetic Score65

Origin & Factcheck

This quote comes directly from Robert Kiyosaki’s 2017 book, Why the Rich Are Getting Richer. It’s a core tenet of his entire “Rich Dad” philosophy that he’s been teaching for decades. While the specific phrasing is from this book, the concept is the central theme of his earlier, more famous work, Rich Dad Poor Dad, published in 1997.

Attribution Summary

ContextAttributes
AuthorRobert T Kiyosaki (98)
Source TypeBook (4032)
Source/Book NameWhy the Rich Are Getting Richer (52)
Origin Timeperiod21st Century (1892)
Original LanguageEnglish (3668)
AuthenticityVerified (4032)

Author Bio

Born in Hilo, Hawaii, Robert T. Kiyosaki graduated from the United States Merchant Marine Academy and served as a Marine Corps helicopter gunship pilot in Vietnam. After stints at Xerox and entrepreneurial ventures, he turned to financial education, co-authoring Rich Dad Poor Dad in 1997 and launching the Rich Dad brand. He invests in real estate and commodities and hosts the Rich Dad Radio Show. The Robert T. Kiyosaki book list spans personal finance classics like Cashflow Quadrant and Rich Dad’s Guide to Investing, along with educational games and seminars.
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Where is this quotation located?

QuotationFinancial education is not about getting a job; it is about understanding how money works and making it work for you
Book DetailsPublication Year/Date: 2017, ISBN/Unique Identifier: 9781612680811, Last edition: 1st Edition, Number of pages: 256
Where is it?Chapter 2, The Education Gap, page 29

Authority Score90

Context

In the book, Kiyosaki is making a stark comparison between what he calls “academic education” (designed to create specialists who work for the rich) and “financial education” (which the rich use to protect and grow their wealth). He argues that the school system is obsolete for creating wealth and that this new type of education is the key to navigating the coming economic changes.

Usage Examples

So, how do you actually use this? It’s a mindset you apply daily.

  • For a young professional: Instead of just focusing on getting a promotion for a 10% raise, they might use that extra income to buy a cash-flowing asset, like a dividend stock or a small rental property. The goal shifts from income to acquiring assets.
  • For a business owner: They stop thinking of themselves as the chief technician who *has* to be there. They build systems—a business that works without them—so the business itself becomes the asset that works for them.
  • For anyone with a savings account: It’s the push to move from being a saver (where inflation eats your money) to being an investor (where your money grows and fights inflation for you).

To whom it appeals?

ContextAttributes
ThemeAdvice (652)
Audiencescareer changers (5), entrepreneurs (1006), financial educators (1), parents (430), students (3111), teachers (1125)
Usage Context/Scenariocareer guidance (41), educational videos (5), financial literacy programs (11), money awareness campaigns (1), motivational content (39), parenting workshops (23), school speeches (3)

Share This Quote Image & Motivate

Motivation Score85
Popularity Score80
Shareability Score75

Common Questions

Question: Does this mean I should quit my job?
Answer: Absolutely not, at least not at first. Your job provides the capital to start building your asset column. The goal is to use that job to buy freedom, not just more stuff.

Question: Is this just for people who want to be super-rich?
Answer: Not at all. It’s for anyone who wants more choices and less financial stress. It’s about achieving financial security and independence, whatever that looks like for you.

Question: What’s the first step to applying this?
Answer: The very first step is a mental one. Start looking at every dollar you have as an employee. Ask yourself, “Is this dollar working for me, or am I working for it?” Then, learn what an asset that generates passive income actually looks like.

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