If you want to change your life, start by changing what you believe about money. It’s the foundational shift that unlocks everything else, from your daily habits to your long-term wealth. This isn’t just positive thinking; it’s about rewiring your financial blueprint.
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Meaning
Your external financial reality is a direct reflection of your internal financial beliefs. To get a different result, you have to change the source code.
Explanation
Let me break this down for you. I’ve seen this play out so many times. Most people try to change their life by chasing actions—get a better job, start a side hustle, invest in crypto. And that’s good! But it’s like putting a new roof on a house with a cracked foundation. It might look good for a while, but the core issues remain.
Your beliefs about money are that foundation. They’re the invisible scripts running in the background of your mind. Things like “money is the root of all evil,” “rich people are greedy,” or “I’m just not good with money.” These aren’t just thoughts; they’re commands. Your brain will find ways to make your external world match these internal commands, often without you even realizing it.
So, when Kiyosaki says to change your beliefs first, he’s talking about doing the deep work. It’s about identifying those limiting beliefs and consciously replacing them with empowering ones. Because once you truly believe that wealth is accessible to you, that money is a tool for freedom, your actions will naturally and effortlessly align to make that a reality. The “how” finds you after you’ve solidified the “why” and the “what.”
Quote Summary
| Context | Attributes |
|---|---|
| Original Language | English (3668) |
| Category | Personal Development (697) |
| Topics | belief (103), change (101), money (27) |
| Literary Style | direct (414), simple (291) |
| Emotion / Mood | hopeful (357), reflective (382) |
| Overall Quote Score | 81 (258) |
Origin & Factcheck
This quote comes straight from Robert Kiyosaki’s 2017 book, Why the Rich Are Getting Richer. It’s a core tenet of his teaching, and you won’t find it correctly attributed to any other classic finance guru like Dave Ramsey or Suze Orman. This is pure Kiyosaki.
Attribution Summary
| Context | Attributes |
|---|---|
| Author | Robert T Kiyosaki (98) |
| Source Type | Book (4032) |
| Source/Book Name | Why the Rich Are Getting Richer (52) |
| Origin Timeperiod | 21st Century (1892) |
| Original Language | English (3668) |
| Authenticity | Verified (4032) |
Author Bio
Born in Hilo, Hawaii, Robert T. Kiyosaki graduated from the United States Merchant Marine Academy and served as a Marine Corps helicopter gunship pilot in Vietnam. After stints at Xerox and entrepreneurial ventures, he turned to financial education, co-authoring Rich Dad Poor Dad in 1997 and launching the Rich Dad brand. He invests in real estate and commodities and hosts the Rich Dad Radio Show. The Robert T. Kiyosaki book list spans personal finance classics like Cashflow Quadrant and Rich Dad’s Guide to Investing, along with educational games and seminars.
| Official Website | Facebook | X| Instagram | YouTube
Where is this quotation located?
| Quotation | If you want to change your life, first change what you believe about money |
| Book Details | Publication Year/Date: 2017, ISBN/Unique Identifier: 9781612680811, Last edition: 1st Edition, Number of pages: 256 |
| Where is it? | Chapter 2, The Belief Shift, page 33 |