In the world of money being average means Meaning Factcheck Usage
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You know, when Kiyosaki says “In the world of money, being average means…” he’s really pointing a finger at a brutal financial truth. It’s not about shaming anyone, but about waking up to how the game is actually played. The system isn’t designed for the average person to win financially, and once you see that, you can’t unsee it.

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Meaning

This quote’s core message is that following the conventional, “average” financial path—getting a job, saving in the bank, avoiding debt—is a recipe for financial struggle, not security.

Explanation

Let me break this down for you. The “average” person is playing a completely different game. They’re in the E (Employee) or S (Self-Employed) quadrant of Kiyosaki’s CASHFLOW Quadrant. They trade time for money, and their income is linear. If they stop working, the money stops. They’re focused on their job description, not their financial statement.

The rich, on the other hand, they play on a different field. They operate in the B (Business Owner) and I (Investor) quadrants. They build or acquire assets—systems, companies, real estate, paper assets—that work for them 24/7. Their income is exponential and passive. So, “being average” isn’t about your worth as a person. It’s about your financial strategy. And in the world of money, the average strategy leads to an average result: being broke, or at best, financially fragile.

Quote Summary

ContextAttributes
Original LanguageEnglish (3668)
CategoryWealth (107)
Topicscompetition (13), mediocrity (3), money (27)
Literary Styleblunt (8), provocative (37), short (36)
Emotion / Moodserious (155)
Overall Quote Score79 (243)
Reading Level60
Aesthetic Score76

Origin & Factcheck

This line comes straight from Robert Kiyosaki’s 2015 book, Why the Rich Are Getting Richer. It’s a core theme that expands on the principles from his mega-hit Rich Dad Poor Dad. You won’t find it falsely attributed to other finance gurus; it’s pure Kiyosaki, reflecting his often-controversial, always-provocative views on financial education.

Attribution Summary

ContextAttributes
AuthorRobert T Kiyosaki (98)
Source TypeBook (4032)
Source/Book NameWhy the Rich Are Getting Richer (52)
Origin Timeperiod21st Century (1892)
Original LanguageEnglish (3668)
AuthenticityVerified (4032)

Author Bio

Born in Hilo, Hawaii, Robert T. Kiyosaki graduated from the United States Merchant Marine Academy and served as a Marine Corps helicopter gunship pilot in Vietnam. After stints at Xerox and entrepreneurial ventures, he turned to financial education, co-authoring Rich Dad Poor Dad in 1997 and launching the Rich Dad brand. He invests in real estate and commodities and hosts the Rich Dad Radio Show. The Robert T. Kiyosaki book list spans personal finance classics like Cashflow Quadrant and Rich Dad’s Guide to Investing, along with educational games and seminars.
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Where is this quotation located?

QuotationIn the world of money, being average means being broke
Book DetailsPublication Year/Date: 2017, ISBN/Unique Identifier: 9781612680811, Last edition: 1st Edition, Number of pages: 256
Where is it?Chapter 3, Beyond Average, page 52

Authority Score94

Context

In the book, he’s contrasting the outdated industrial-age advice (go to school, get a safe job, save money) with the information-age reality. He argues that this old “average” path is precisely what keeps the middle class struggling, while those who understand leverage, debt, and building asset columns pull further ahead.

Usage Examples

I use this all the time when talking to people about their finances. It’s a wake-up call.

  • For the recent graduate: “Look, the ‘average’ path is to get a job and hope for a 3% raise each year. But Kiyosaki would say that’s the slow lane. Let’s talk about what assets you can start building on the side, right now.”
  • For the mid-career professional feeling stuck: “You’re doing everything ‘right’—good job, saving for retirement. But if you’re relying solely on that, you’re playing an average game. It’s time to shift some energy from your job to your investments.”
  • For anyone complaining about being broke: “The quote stings, but it’s true. The average financial habits—living paycheck to paycheck, consumer debt, no assets—lead to one place. We need to change the habits.”

To whom it appeals?

ContextAttributes
ThemeWisdom (1754)
Audiencesentrepreneurs (1006), investors (176), leaders (2619), professionals (751), students (3111)
Usage Context/Scenariobusiness blogs (4), career development sessions (9), finance podcasts (2), motivational talks (410), wealth seminars (5)

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Motivation Score85
Popularity Score83
Shareability Score80

Common Questions

Question: Is Kiyosaki saying average people are losers?

Answer: Not at all. He’s saying the strategy is a losing one. He has immense respect for hard-working people. His point is that hard work alone, using an outdated financial blueprint, won’t get you ahead. It’s about upgrading your financial IQ.

Question: So, does this mean I should quit my job?

Answer: Absolutely not. That’s the most common misinterpretation. Your job provides capital. The goal is to use that capital to acquire income-generating assets, so eventually, your assets provide more than your job does. It’s a transition, not a rash decision.

Question: What’s the first step to stop being “average” with money?

Answer: The very first step is a mindset shift. Stop thinking like an employee (“How can I get a higher salary?”) and start thinking like an investor (“What can I buy or create that will put money in my pocket?”). Then, get educated. Read books, take courses on real estate or investing. Knowledge is the new money.

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